diff --git a/healthcare/cost_of_m4a.md b/healthcare/cost_of_m4a.md
new file mode 100644
index 0000000..5bc7a02
--- /dev/null
+++ b/healthcare/cost_of_m4a.md
@@ -0,0 +1,16 @@
+## Cost of Medicare for All
+
+#### Universal health care could save money if properly implemented
+
+*   [Cai et al. 20](https://journals.plos.org/plosmedicine/article?id=10.1371/journal.pmed.1003013)
+    *   A **META ANALYSIS**: 91% of peer reviewed journals say that **Medicare For All would save money in both the short-run and the long-run**
+    *   Found and compared cost analyses of 22 single-payer plans for the US or individual states
+    *   “_The largest source of savings was simplified payment administration (median 8.8%), and the best predictors of net savings were the magnitude of utilization increase, and savings on administration and drug costs_”
+*   [Blahous 18](https://www.mercatus.org/system/files/blahous-costs-medicare-mercatus-working-paper-v1_1.pdf)
+    *   Study by libertarian think-tank with Koch funding
+    *   Finds that **depending on how Bernie’s M4A plan is implemented, [$250 billion could be saved annually](https://cdn.discordapp.com/attachments/587706906123042850/714552808682029126/deletethis001.png)**
+*   [Pollin et al. 18](https://www.peri.umass.edu/publication/item/1127-economic-analysis-of-medicare-for-all)
+    *   An assessment of a possible M4A plan in the U.S.
+    *   As of right now, **35% of Americans** are uninsured or underinsured on their current healthcare plans
+    *   “_Medicare for All could reduce total health care spending in the U.S. **by nearly 10 percent**, to $2.93 trillion, while creating stable access to good care for all U.S. residents._”
+    * *Note: this review had [largely positive reviews](https://www.peri.umass.edu/reviewer-assessments-of-economic-analysis-of-medicare-for-all) from multiple experts in the field*